Our website's purpose is to provide NS bankruptcy information and other options that will help people in Bridgewater, Dartmouth, Halifax, Kentville, Sydney and Yarmouth and other areas of Nova Scotia get a fresh financial start, and to provide resources to assist in building a secure financial future!

Our NS bankruptcy trustees are available to assist you in identifying your options and forming a plan to get you a fresh financial start. In many cases there are options other than bankruptcy, including:

• Proposals,

• Credit counselling,

• Third party settlements with creditors,

• and refinancing.

Our NS bankruptcy trustees can help you manage stressful financial situations including:

• Wage garnishment;

• Creditor’s threatening legal action;

• Responding to collection agencies;

• Income tax owing;

• Debt repayment strategies;

• Proposals to creditors;

• Personal bankruptcy.

You'll find our NS bankruptcy trustees knowledgeable, helpful and friendly.  We'll start by scheduling a meeting with you to discuss the solutions best suited to your situation. This meeting is free, and it's confidential.

It’s your first step towards taking control of your financial future!

Filing a NS bankruptcy or a NS proposal will stop actions by creditors such as:

 

Please note that this is general information and does not replace the specific details that need to be discussed in a meeting with one of our NS bankruptcy trustees. Some other issues may include being judgement proof, co-signers, the effect on your spouse, separation between spouses, surplus income guidelines, stay of proceedings and how it works in your situation, and income tax consequences.

Most of the people who file a NS bankruptcy or a NS proposal are good, honest, hard-working people who file as a last resort after months or years struggling to pay the bills left over from some catastrophic event or set of circumstances. It can be because of a divorce, the loss of a job, a failed business venture, a serious illness, or some family emergency, or because the person honestly and mistakenly fell into debt at a young age before they knew better, and before they knew anything about budgeting or how to manage money.

NS's bankruptcy laws are designed to permit an honest but unfortunate debtor to obtain a discharge from his or her debts while treating creditors equally and fairly.

Last year 100,000 individuals in Canada filed for personal bankruptcy or filed a bankruptcy proposal.

When you are ready for a FREE, confidential consultation please call one of our offices and set up a meeting.

 

 

Personal Proposals;
Avoiding bankruptcy.

After Bankruptcy:

Rebuilding and getting credit after bankruptcy or a proposal;

Budgeting Spreadsheet.

Get a Credit Card;

Get an Auto Loan;

Get a Mortgage.

Our NS Offices: